Barry is the CEO of MBS Highway; a company and platform created to help mortgage professionals and Real Estate Agents articulate the opportunity in the housing market for their clients, along with a better understanding of the interest rate environment.  

Barry Habib was just named the top Real Estate forecaster by Zillow and Pulsenomics and has been presented with the Crystal Ball Award for the most accurate Real Estate forecasts out of 150 of the top economists in the US. Barry has been in the top 10 out of 150 economists four times. Barry is currently a finalist for the prestigious Ernst & Young Entrepreneur of the Year.

Barry has had many successful businesses that he has founded, grown, and sold. This includes Mortgage Market Guide, Healthcare Imaging Solutions, and Certified Mortgage Associates. He is also a founding partner in Social Survey.

During Barry’s mortgage sales career, he was recognized for having the highest annual origination production in the US on two occasions. Barry personally originated over $2 Billion dollars in mortgage loan production over his career.  

He is also the Lead Producer and Managing Partner for “Rock of Ages” – the 27th longest running show in Broadway history. The musical theatrical production was also released as a major film starring Tom Cruise. Barry plays the part of the record producer in the movie. Recently, Barry produced Criss Angel’s “Mindfreak”, at Planet Hollywood in Vegas.

For over 25 years, Barry is a well-known professional speaker on the financial and Real Estate markets. 

Setema Gali is a living example of winning after the game. A former Super Bowl Champion with the New England Patriots. During college, he was an All-Conference defensive end and team captain at Brigham Young University. 

Since retiring from the NFL, he's built world-class businesses and teams in the areas of mortgages and real estate, direct sales, consulting, coaching and mentoring. Setema has faced hardship, the fall of markets, losses of a business he built and yet he has proven time and time again that mindset and discipline aligned with a holy mission can restore you to the top of your game. 

He has trained under and worked with the top coaches in the personal performance and business development fields. He is the creator and leader of the Prosperity Revolution―a movement of men and women across the globe who are ruthlessly committed to living powerfully and creating results that matter. 

He lives in Orange County California, with his wife Laina, and their three sons.

After taking a huge gamble and retiring early from being a professional fireman, thus forgoing his pension, Shane moved forward with one of the most daunting tasks he could ever imagine — sacrificing job security to attain another dream: becoming a full-time entrepreneur. Shane bet on himself, hired a business coach, and went all-in on being an entrepreneur. His path is not a normal one and he wouldn’t have it any other way. 

Kicking off his career in the mortgage industry, Kellen was first introduced to real estate in 2001 while working for a local property management company, which culminated in obtaining his real estate brokers license in 2004. Realizing that the mortgage industry was broken, and the need for ethical, high integrity lenders with proven systems was through the roof, Kellen transitioned from real estate into mortgage in 2012.

It wasn’t all sunshine and rainbows, though. Having created and installed many proven and repeatable systems and processes into his real estate brokerage, Kellen was able to leverage his experience in creating complex workflows to simplify and systematize his mortgage process.

Kellen’s passion is helping LOs begin their journey towards the life they’ve always dreamt of. This includes understanding your role as an advisor, scaling teams, implementing and perfecting systems and processes, and business diversification.

During his 18 years in the mortgage industry, Sean has built an empire. Closing $350M/year, Sean’s mortgage machine operates with over 50 employees in 5 states. When he’s not working on his empire, Sean can regularly be found outdoors with his wife and two boys, or next to the bbq grill perfecting the art of fire-kissed ribeye.

Sean loves to share his passion for team building and has an innate knack for helping LOs see into their blind spots. Understanding that it’s easy to become engulfed and overwhelmed with mortgage minutia, Sean meets LOs where they’re at and helps them create a path to prosperity.

You know what you know, you know what you don’t know, but you don’t know what you don’t know. The realm of possibilities exists in what you don’t know, you don’t know and that is what Sean will help you find!

Every state requires MLOs to complete 8 hours of NMLS-approved online classes before renewing their license each year. To begin this coursework, you'll need an NMLS ID Number, which can be confirmed with your provider.

The SAFE Act requires MLOs with a state license to complete additional education requirements, including:

3 hours of federal law and regulations

2 hours of ethics

2 hours of training on lending standards for nontraditional mortgages

1 hour of undefined courses on mortgage origination

Many MLOs are unaware of the nuances when it comes to continuing education (CE) rules. Here are some lesser-known policies to be aware of when completing the required NMLS renewal courses:

CE can be completed any time up until the renewal date, meaning MLOs can start working on them as early as January 1st.

CE must be completed in the same year of licensure, unless federal PE was completed in the same year.

A late CE is required for an MLO returning to the industry.

Prior to jumping into the mortgage industry, Wes worked in banking. He did everything from outside sales to district management. 

In 2015, Wes left his salaried position at the bank and took a commission-only Mortgage Lending position with a local mortgage company. Once Wes completed all his licensing requirements, he reached out to his manager at that time and asked for advice on how to get started. He was told, "Take realtors out for coffee and lunch. But let me know which realtors you are reaching out to, and I will let you know if you are allowed to call them or not." Wes quickly discovered that this old fashioned approach wasn't the best approach and that his manager wasn't the best leader.    

 

He decided not to take his manager's advice and went with a different, more modern approach. This was able to help him penetrate his market to where realtors were now reaching out to him wanting to work with him and asking for his advice for their marketing.  

Wes then reached out to Next Level Loan Officers for their one on one coaching and this really helped him bulletproof and scale his business to what it is today.

In less than 5 years in the business, Wes has built his own team and now has multiple branches that report to him that are licensed to originate in 8 States.  

"What has been the best thing for me is being able to grow my business while being able to balance my work and family time. We love to make a lot of family memories. We teach our kids to live your best life." -Wes

Wes has written two books for first time home buyers, has started investing in real estate, and is now helping his fellow loan officers by coaching with the Next Level family.

Wes resides in West Virginia with his beautiful wife Julie and their awesome children Jordan, Paige, and Emily. And we can't forget their infamous Bassett Hound Waylon.

Alan knew from a very early age he wanted to be an entrepreneur.

He was a competitive body builder and nationally ranked Olympic Weightlifter for many years, where he learned incredible discipline, delayed gratification, going the extra mile, and pushing yourself beyond what others around you believe you can do.

He admits he built his mortgage business all wrong in the beginning, and was ready to quit because of the hours and stress. He made a good living but had no life. He then got into coaching and reset the course of his business learning how to build a team, processes, systems, and videos, and it has changed his life. He is passionate about helping others see how broken our industry is, and teaching that there is a way to have a balanced life if you build it correctly.

Alan runs a very tight team that supports him in his practice in Georgia, Florida, Alabama, and soon to be 3 more states. Outside of running a successful mortgage team, Alan is also an active Real Estate investor who believes in buy and hold. He bought up a large portfolio of rental homes and loves sharing what he has learned.

Alan is married with 4 children. Outside of working in his mortgage business, coaching and speaking, he spends all his time with his family, church and in his community.

Jeff Lagoni grew up in Canonsburg, Pennsylvania as the youngest of 5. He was born 2 months premature, and his doctor told his father, “Take the wife or the baby.” His dad said take the kid! He is a fighter and survivor since birth, and as of today still lives each day as if it is a gift.

Jeff grew up playing sports, focusing heavily on wrestling, football and baseball. He went to college and got his Commercial Pilot’s license prior to receiving his Computer Information Systems degree from Indiana University of PA. Jeff was a Software Engineer for 7 years before he got laid off and found himself in the mortgage business.

After grinding in the mortgage business for 13 years, he reached a point where he was working 80+ hours a week. His wife told him that he needed help, so he decided to take a leap and hired a coach.

Nowadays, he has become a not-so-overnight success and happily resides in his home state living a balanced life with his wife & kids, working out daily, and is thriving mentally, spiritually, financially, and in his business.

His motivation is providing for his family and local charities (Youth for Christ, Outdoor Immersion, City Mission and Champion Christian Center) all in the effort to advance God’s kingdom.

He loves to help others grow and become better versions of themselves. His hope is that when he leaves this world people will say how meeting him was impactful in a positive way on their journey.

 His happy place is carp fishing at 84 lakes, PA.

With over eighteen years of executive coaching, speaking, research, and professional experience, Kirk’s perspective is simple and unpretentious and his suggestions are applicable and undiluted. Kirk understands that your work life is more than a commute and a paycheck. You will spend most of your conscious week at work, thinking about work, or driving to work. Therefore Kirk believes in seeing your work life as your life’s work (outside of your home and family). With that in mind, how can you make your life’s work more meaningful, fulfilling, and rewarding?

IT Professionals have awarded Kirk with “The Speaker of Highest Merit Award” and organizations tweet him as the “People Whisperer” for his exceptional way of connecting with people individually and collectively wherever he goes. Kirk is known for his ability to share personal life stories, converse with his audience, and offer coaching that builds trust and inspires action.

She has since utilized her many talents to successfully engage with her teams, followers and clients, and has gained immeasurable traction in the industry.

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